Asset Lifecycle
Every asset on the protocol follows a defined lifecycle from submission to settlement:
States Explained
Submitted
Asset uploaded, awaiting review
Under Review
Verifiers examining documentation
Rejected
Asset failed verification
Verified
Asset confirmed authentic and valid
Listed
Available for investor purchase
Funded
Investor capital committed to escrow
Active
Seller received funds, awaiting maturity
Matured
Payment date reached
Settled
Successful completion, investor paid
Default
Debtor failed to pay, recovery initiated
Recovery
Collection process underway
Typical Timeline
For a 60-day invoice:
0
Seller submits invoice
0–2
Verification process
2
Listed on marketplace
2–5
Investor funds asset
5
Seller receives capital
65
Maturity date
65
Debtor pays (normal) or grace period begins
72–79
Default declared if unpaid
79+
Recovery process
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