For Investors

1

Access Platform

Investors gain platform access by:

• Completing KYC verification

• Staking TPT tokens (amount determines access tier)

• Connecting a supported wallet

2

Browse & Analyze

The marketplace displays available opportunities with key metrics:

Metric	Description
Face Value	Total amount at maturity
Discount Rate	Current pricing
Implied Yield	Annualized return
Days to Maturity	Time until payment
Debtor Rating	Creditworthiness assessment
Seller History	Track record on platform

Investors can filter by asset type, yield range, maturity, debtor quality, and other parameters.

3

Invest

Investment options include:

Option	Description
Full Purchase	Buy entire asset
Fractional	Purchase a portion (subject to minimums)
Pool Participation	Invest in diversified asset pools (future)

Capital is committed via smart contract. Once funded, the investment is locked until maturity.

4

Monitor

During the holding period, investors can:

• Track asset status in dashboard

• Receive notifications on payment events

• View portfolio performance metrics

• Access debtor updates if available

5

Collect Yield

At maturity:

1. Debtor payment received by smart contract

2. Principal + yield calculated

3. Funds available for withdrawal or reinvestment

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Understanding Yields

Expected yields of 5-10% APY derive from:

Factor	Impact
Discount Rate	Typically 1-3% per 30 days
Annualization	30-day invoice at 2% discount ≈ 24% APY
Risk Adjustment	Higher-risk debtors command higher discounts
Market Dynamics	Supply/demand affects pricing

Yields are not guaranteed. Actual returns depend on successful debtor payment.