Token Utility

TPT is a utility token powering platform operations across four key functions.

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Platform Access (Staking Tiers)

Investors stake TPT to access platform features:

Tier	Stake Required	Benefits
Basic	[TBD] TPT	Access to marketplace, standard yields
Pro	[TBD] TPT	Priority access, higher limits
Institutional	[TBD] TPT	White-glove service, custom pools

How Staking Works

1

Deposit TPT to staking contract

2

Select your tier level

3

Access corresponding features

4

Tokens remain locked during platform participation

5

Withdraw after cooldown period

Staking Benefits by Tier

Feature	Basic	Pro	Institutional
Marketplace Access	✅	✅	✅
Standard Investments	✅	✅	✅
Priority Access	❌	✅	✅
Higher Limits	❌	✅	✅
Custom Pools	❌	❌	✅
Dedicated Support	❌	❌	✅

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Fee Payment

Platform fees can be paid in:

Payment Method	Fee Rate
Stablecoins (USDC, USDT)	Standard rate
TPT tokens	Discounted rate (e.g., 20% discount)

Example

Fee Type	USDC Payment	TPT Payment
Listing Fee (1%)	$1,000	$800 equivalent in TPT
Settlement Fee (0.5%)	$500	$400 equivalent in TPT

This creates consistent demand for TPT from active platform users.

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Trade Mining

P2P OTC traders earn TPT rewards proportional to:

Factor	Description
Trading Volume	Higher volume = more rewards
Completion Rate	Successful trades rewarded more
Platform Tenure	Long-term traders earn bonus multipliers

Trade Mining Mechanics

Trade mining creates a virtuous cycle:

1

Trade → Earn TPT

2

Stake TPT → Access investor features

3

Invest → Earn yields

4

Reinvest → Compound returns

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Governance (Future)

Token holders will participate in protocol governance:

Governance Area	Description
Fee Parameters	Adjust platform fee rates
Risk Parameters	Set exposure limits, debtor requirements
New Asset Classes	Approve new product types
Treasury Allocation	Direct protocol revenue
Upgrades	Approve smart contract changes

Governance Timeline

Phase	Governance Model
Current	Team governance with community input
Phase 2	Token voting on major decisions
Phase 3	Full DAO with on-chain execution

Governance features will launch progressively as the protocol matures.