For Sellers

1

Submit Asset

Sellers upload their trade finance asset with supporting documentation.

For Invoices:

• Invoice document

• Proof of delivery

• Debtor information

For Purchase Orders:

• PO document

• Buyer details

• Delivery timeline

For Trade Documents:

• Bill of lading

• Letter of credit

• Customs documentation

2

Verification

The verification process confirms:

• Asset authenticity — Not duplicated or fraudulent

• Debtor creditworthiness — Ability to pay

• Documentation completeness — Legally enforceable

• No existing encumbrances — Not already pledged elsewhere

Verification may be automated (for repeat sellers with history) or manual (for new relationships or larger amounts).

3

Set Terms

Once verified, sellers configure their listing:

Parameter	Description
Discount Rate	Percentage below face value (determines investor yield)
Listing Duration	How long the asset remains available
Minimum Investment	Smallest acceptable investment (for fractional)
Currency	USDC, USDT, or other supported stablecoins

4

Get Funded

When an investor commits capital:

• Investor funds deposited to smart contract escrow

• Seller receives funds immediately (minus protocol fee)

• Asset ownership transfers to investor

• Maturity countdown begins

5

Settlement

At maturity, the debtor pays the invoice amount:

Scenario	Outcome
Normal Settlement	Debtor pays → Investor receives principal + yield
Early Payment	Debtor pays early → Investor receives prorated yield
Late Payment	Grace period applies → Late fees may accrue
Default	Collection process initiated → Recovery mechanisms engaged