> For the complete documentation index, see [llms.txt](https://triple-plus-global.gitbook.io/tpt-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://triple-plus-global.gitbook.io/tpt-whitepaper/protocol-mechanics/for-sellers.md).

# For Sellers

{% @mermaid/diagram content="flowchart TB
subgraph Protocol\["TPT Protocol"]
direction LR
P2P\["P2P Trading"]
INV\["Invoice Marketplace"]
SCF\["Supply Chain Finance"]
TF\["Trade Finance"]
end

```
S["👔 Sellers"] -->|submit assets| Protocol
Protocol -->|yields| I["💰 Investors"]
V["✓ Verifiers"] -->|validate| Protocol
T["⚡ Traders"] <-->|trade TPT| P2P" %}
```

{% stepper %}
{% step %}

### Submit Asset

Sellers upload their trade finance asset with supporting documentation.

For Invoices:

* Invoice document
* Proof of delivery
* Debtor information

For Purchase Orders:

* PO document
* Buyer details
* Delivery timeline

For Trade Documents:

* Bill of lading
* Letter of credit
* Customs documentation
  {% endstep %}

{% step %}

### Verification

The verification process confirms:

* Asset authenticity — Not duplicated or fraudulent
* Debtor creditworthiness — Ability to pay
* Documentation completeness — Legally enforceable
* No existing encumbrances — Not already pledged elsewhere

Verification may be automated (for repeat sellers with history) or manual (for new relationships or larger amounts).
{% endstep %}

{% step %}

### Set Terms

Once verified, sellers configure their listing:

| Parameter              | Description                                             |
| ---------------------- | ------------------------------------------------------- |
| **Discount Rate**      | Percentage below face value (determines investor yield) |
| **Listing Duration**   | How long the asset remains available                    |
| **Minimum Investment** | Smallest acceptable investment (for fractional)         |
| **Currency**           | USDC, USDT, or other supported stablecoins              |
| {% endstep %}          |                                                         |

{% step %}

### Get Funded

When an investor commits capital:

* Investor funds deposited to smart contract escrow
* Seller receives funds immediately (minus protocol fee)
* Asset ownership transfers to investor
* Maturity countdown begins
  {% endstep %}

{% step %}

### Settlement

At maturity, the debtor pays the invoice amount:

| Scenario              | Outcome                                                    |
| --------------------- | ---------------------------------------------------------- |
| **Normal Settlement** | Debtor pays → Investor receives principal + yield          |
| **Early Payment**     | Debtor pays early → Investor receives prorated yield       |
| **Late Payment**      | Grace period applies → Late fees may accrue                |
| **Default**           | Collection process initiated → Recovery mechanisms engaged |
| {% endstep %}         |                                                            |
| {% endstepper %}      |                                                            |