Why Blockchain

TPT leverages blockchain infrastructure for specific advantages in trade finance:

Capability	Traditional Finance	TPT Protocol
Settlement	2-5 business days	Immediate on-chain
Custody	Bank intermediaries	Smart contract escrow
Transparency	Opaque, bilateral	Fully auditable
Access	Geographic/regulatory limits	Global, 24/7
Minimum investment	Often $100K+	Fractional participation
Operating hours	Business hours only	Continuous

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What We Use Blockchain For

The protocol does not use blockchain for speculation or token emissions—it uses programmable escrow and transparent settlement to make real trade finance more efficient.

Programmable Escrow

Smart contracts hold assets and funds with predefined rules:

• No party can unilaterally access funds

• Settlement triggers are automatic and transparent

• Disputes follow on-chain resolution paths

Transparent Settlement

All transactions are visible on-chain:

• Asset submissions and verifications

• Funding events

• Maturity and settlement

• Default and recovery

Global Access

Anyone with an internet connection can:

• Submit assets for financing (after KYB)

• Invest in trade finance yields (after KYC)

• Participate 24/7, regardless of time zone

Fractional Participation

Blockchain enables:

• Splitting large invoices into smaller investments

• Lower minimum investment thresholds

• Broader investor participation